Mālama Funding
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    Mālama Funding — Your Capital Team

    Your time is worth more than a rate quote.

    Serious investors don't shop lenders — they build teams. Get a dedicated capital team that runs your financing from first look to final exit, while your hours go where they compound: the next deal.

    One profile. About ten minutes. Every future deal moves faster.

    4.8Google rating
    44 statesBusiness-purpose investment financing
    NMLS #2489088National reach

    What does financing actually cost you? Weeks.

    The old way

    week 1 of back-and-forth

    Shop a dozen lenders
    Compare term sheets
    Resend the same documents
    Chase the appraisal
    Coordinate every draw
    One conversationYour team takes it from there — processing, draws, valuation, through exit.

    Your time goes to the next deal.

    The team

    Hire a full team in one application.

    Market-rate capital — with the team included. From first look to final exit, not just initial funding.

    Dedicated account executive

    One person who knows your portfolio and structures every deal with you.

    Dedicated processor

    Owns your file, your documents, and your deadlines — you never chase paperwork.

    Draw support

    Construction draws that keep pace with your project, not the other way around.

    Valuation support

    Budgets built to appraise — and a team in your corner when a value comes in low.

    Post-closing support

    We stay on the deal through payoff — servicing questions, extensions, and your exit.

    What we fund

    Capital for every stage of the strategy.

    Acquisition to exit — one team structuring the right capital for each deal.

    Fix and Flip

    Fix and Flip

    Max leverage, fast draws, quick exits.

    Explore the program
    DSCR Loans

    DSCR Loans

    Scale the portfolio. Qualify on cash flow, not paystubs.

    Explore the program
    New Construction

    New Construction

    Build faster with less out of pocket.

    Explore the program
    BRRRR Method

    BRRRR Method

    Less cash to close. More cash out.

    Explore the program
    Bridge to Sell

    Bridge to Sell

    Unlock equity and buy your timing back.

    Explore the program

    Six programs.
    One team.

    See all loan programs

    Your capital partner

    Built for your second deal — and your tenth.

    Your profile is an asset

    Build your borrower profile once. Every future deal starts pre-underwritten instead of from scratch — your second close is measurably faster than your first.

    Every deal compounds

    The more we close together, the faster the next one moves. Your team already knows your entities, your strategy, and your track record.

    A partner, not a marketplace

    Direct off our balance sheet, correspondent, broker, or table-funded — we are indifferent about where the capital comes from and committed to the best structure for your deal and strategy. One team, accountable to you, deal after deal.

    Why investors stay

    Why top-producing investors stick with Mālama Funding.

    Finally — one partner for every deal.

    “Brian has done 14 loans for us since we started flipping and we can’t thank him enough for getting us where we are today. In Brian we Trust.”
    Lynn and Kirk V14 loans and counting
    Brian and Jerika were extremely professional and made for a smooth closing on our West Virginia fix and flip! I would highly recommend Mālama Funding, as they have a modern process with stellar communication!
    Mark M
    Brian and his team worked tirelessly to ensure a smooth transaction despite multiple hurdles. Brian is patient and kind. He is a problem solver who truly likes to help people succeed.
    Yinka O
    Excellent team at Mālama Funding, very knowledgeable on all types of loans for real estate investors. I recommend them 1000%.
    Yovanny S
    Working with Brian has been the most professional experience I have ever had working with anyone. Truly a man of integrity, and honesty.
    Ariyan T
    Mālama Funding is our go-to private lender for all our flip and fix loans. We’ve been working with Brian and his team for years now and every transaction has been smooth and lightning fast. I highly recommend Mālama Funding!
    Lisa V
    I was helped by Brian. Very friendly, very helpful. They weren’t able to make a deal due to lack on my part but he did help me get pointed in the right direction and also gave me good advice. I would highly recommend anyone to use them.
    Tyler T
    Best company to work with! Highly recommend.
    Petr D
    Brian and Jerika were extremely professional and made for a smooth closing on our West Virginia fix and flip! I would highly recommend Mālama Funding, as they have a modern process with stellar communication!
    Mark M
    Brian and his team worked tirelessly to ensure a smooth transaction despite multiple hurdles. Brian is patient and kind. He is a problem solver who truly likes to help people succeed.
    Yinka O
    Excellent team at Mālama Funding, very knowledgeable on all types of loans for real estate investors. I recommend them 1000%.
    Yovanny S
    Working with Brian has been the most professional experience I have ever had working with anyone. Truly a man of integrity, and honesty.
    Ariyan T
    Mālama Funding is our go-to private lender for all our flip and fix loans. We’ve been working with Brian and his team for years now and every transaction has been smooth and lightning fast. I highly recommend Mālama Funding!
    Lisa V
    I was helped by Brian. Very friendly, very helpful. They weren’t able to make a deal due to lack on my part but he did help me get pointed in the right direction and also gave me good advice. I would highly recommend anyone to use them.
    Tyler T
    Best company to work with! Highly recommend.
    Petr D
    I can't speak highly enough of our experience with Aloha. We worked with Brian Fung, and rarely do I get to work with someone so dedicated and hard working. He literally made the impossible possible, and I would absolutely work with him and Aloha again.
    Melissa D
    Brian and his team at Mālama Funding are a pleasure to work with. His support, transparency, and knowledge is why they are successful and the company you want to help you with your lending needs.
    Selena H
    Brian and his team were great to work with. He is the first person that I plan to reach out to when I’m in need of these services in the future – He is professional, always available and got the work done quickly, efficiently and was a pleasure to work with.
    Ryan K
    Mālama Funding created an amazing experience. Brian was extremely thorough with his explanation, follow up and was always available. I look forward to doing more loans with Mālama Funding.
    Kevin V
    Brian is fantastic at what he does. I’ve done a few loans with him now, and he’s extremely responsive, knowledgeable, and he gets the loans done and with good numbers. He’s become such a huge part of my investment team.
    Rob C
    Brian is a true professional! He’s very knowledgeable and customer oriented. I would highly recommend him and his team for your financial needs!
    Martin P
    I had an excellent experience working with Mālama Funding, and Miguel V. Their team was truly exceptional. They provided invaluable assistance throughout the entire process, demonstrating great communication and professionalism at every step. Overall, it was a seamless and enjoyable experience. I highly recommend Mālama Funding, and I will definitely be returning.
    Alfonso P
    I can't speak highly enough of our experience with Aloha. We worked with Brian Fung, and rarely do I get to work with someone so dedicated and hard working. He literally made the impossible possible, and I would absolutely work with him and Aloha again.
    Melissa D
    Brian and his team at Mālama Funding are a pleasure to work with. His support, transparency, and knowledge is why they are successful and the company you want to help you with your lending needs.
    Selena H
    Brian and his team were great to work with. He is the first person that I plan to reach out to when I’m in need of these services in the future – He is professional, always available and got the work done quickly, efficiently and was a pleasure to work with.
    Ryan K
    Mālama Funding created an amazing experience. Brian was extremely thorough with his explanation, follow up and was always available. I look forward to doing more loans with Mālama Funding.
    Kevin V
    Brian is fantastic at what he does. I’ve done a few loans with him now, and he’s extremely responsive, knowledgeable, and he gets the loans done and with good numbers. He’s become such a huge part of my investment team.
    Rob C
    Brian is a true professional! He’s very knowledgeable and customer oriented. I would highly recommend him and his team for your financial needs!
    Martin P
    I had an excellent experience working with Mālama Funding, and Miguel V. Their team was truly exceptional. They provided invaluable assistance throughout the entire process, demonstrating great communication and professionalism at every step. Overall, it was a seamless and enjoyable experience. I highly recommend Mālama Funding, and I will definitely be returning.
    Alfonso P

    From our Google reviews — 4.8 average rating.

    Questions

    Common investor questions.

    You're not the first to ask — here are the most common questions we hear from investors.

    We specialize in DSCR loans, fix-and-flip, new construction, stabilized bridge, and multifamily (5–10 units) loans — all for non-owner-occupied investment properties.

    Spend your hours on the next deal — not the next lender.

    Create your account and build your borrower profile in about ten minutes. Your dedicated account executive takes it from there.

    Get in touch

    Reach a person, directly.

    Questions about a deal, a program, or your account — your message goes to the team, not a ticket queue.

    • Call or text(424) 203-5844
    • Emailinfo@malamafunding.com
    Prefer to talk strategy? Book a call
    Mālama Funding

    Your capital team — from first look to final exit.

    • (424) 203-5844
    • info@malamafunding.com
    • 267 Valley Drive
      Hermosa Beach, CA 90254

    Solutions

    • Fix and Flip
    • BRRRR Method
    • New Construction
    • DSCR Loans
    • Bridge-to-Sell
    • All programs

    Company

    • About Us
    • FAQs
    • Teams
    • Contact Us

    Legal

    • Terms of Service
    • Privacy Policy
    • California Privacy Notice
    • Fair Lending Notice
    • E-Sign Consent
    • Zero-Fraud Tolerance Policy
    • Affiliate Business Arrangement Disclosure

    Malama Funding LLC. NMLS ID #2489088. Equal Housing Lender. Loans made or arranged pursuant to a California Financing Law license. All loans are strictly for business-purpose, non-owner occupied real estate investment.

    © 2026 Malama Funding LLC, All Rights Reserved

    Equal Housing Opportunity